I will indeed.

My right hon. Friend is quite correct.

To be fair, 76% of people coming on to universal credit had arrears in their housing benefit, according to the report by the National Fed

I will indeed take a question. [Interruption.]

I am glad that there was some calm and hush for that question, so that I could hear it and give the response that it deserves. My hon.

Let me get back to the independent reports, what is happening, and what is being made publicly available.

My hon. Friend is correct. Those are the figures and that is what people are saying.

My hon. Friend is always a good campaigner on these causes and we of course meet to discuss these matters.

As I have said both on TV and in the House, we took difficult decisions, as did the country, in 2015-16 because we had a benefits system

My hon. Friend is right. Work coaches are saying that this is the best system that they have ever had.